What payment methods can you use?

App Store (Apple)
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All the payment methods for Apple subscriptions are listed here on the Apple web site:

https://support.apple.com/en-us/HT202631
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Play Store (Google)
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On Android, all payment methods are listed here with a breakdown by country:

https://support.google.com/googleplay/answer/2651410?co=GENIE.CountryCode%3DUnited+States&hl=en
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Photoroom Web App
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On the Photoroom Web App, you can use most major credit cards and debit cards.